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POWER OF ATTORNEY FOR HEALTH CARE:

The purpose of a Power of Attorney for Health care is to give your designated “agent” broad powers to make health care decisions for you, including the power to
require, consent to, or withdraw treatment for any physical or mental condition, and to admit you or discharge you from any hospital, home, or other institution. You
may name successor agents but you may not name co-agents.

The POA for Health Care does not impose a duty upon your agent to make such health care decisions, so it is important that you select an agent who will  agree to
do this for you and who will make those decisions as you would wish. It is also important to select an agent whom you trust, since you are giving that agent control
over your medical decision-making, including end-of-life decisions. Any agent who does act for you has a duty to act in good faith for your benefit and to use due
care, competence, and diligence. He or she must also act in accordance with the law and with the statements in the POA form. Your agent must keep a record of
all significant actions taken as your agent.

Unless you specifically limit the period of time that the Power of Attorney will be in effect, your agent may exercise the powers given to him or her throughout your
lifetime, even after you become disabled. A court, however, can take away the powers of your agent if it finds that the agent is not acting properly. You may also
revoke this Power of Attorney if you wish.

The Powers you give your agent, your right to revoke those powers, and the penalties for violating the law are explained more fully in Sections 4-5, 4-6, and 4-10(c)
of the Illinois Power of Attorney Act.  The POA form is a part of that law. The “NOTE” paragraphs throughout POA form are instructions.

You are not required to sign this Power of Attorney, but it will not take effect without your signature. You should not sign it if you do not understand everything in it,
and what your agent will be able to do if you do sign it.
POWER OF ATTORNEY FOR PROPERTY:

The purpose of this Power of Attorney for Property is to give the person you designate (your “agent”) broad powers to handle your property, which may include
powers to pledge, sell or otherwise dispose of any real or personal property without advance notice to you or approval by you. The form typically used, does not
impose a duty on your agent to exercise granted powers; but when powers are exercised, your agent will have to use due care to act for your benefit and in
accordance with the POA for Property form and keep a record of receipts, disbursements and significant actions taken as agent.

A court can take away the powers of your agent if it finds the agent is not acting properly. You may name successor agents under the POA form but
    not co-agents.

Illinois Statutory Short Form Power of Attorney for Property:

    (a) Real estate transactions

    (b) Financial institution transactions

    (c) Stock and bond transactions

    (d) Tangible personal property transactions

    (e) Safe deposit box transactions

    (f) Insurance and annuity transactions

    (g) Retirement plan transactions

    (h) Social Security, employment and military service benefits.

Unless you expressly limit the duration of your power in the manner provided within your document, and until you revoke the power or a court acting on your
behalf terminates it, your agent may exercise the powers given throughout your lifetime, even after you become disabled.

The powers you give your agent are explained more fully in Section 3-4 of the Illinois “Statutory Short Form Power of Attorney for Property Law” .
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PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A SUBSTITUTE FOR LEGAL ADVICE OR USED IN LIEU OF HIRING AN  ACTUAL ATTORNEY.
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